Our unsecured credit lines can be used for anything, but are effectively used to overcome short term capital requirements, which we define as a 0-18 month payback period. Marketing campaigns, aggressive expansion, and flipping real estate are the most common uses of unsecured credit lines by our clients.
No, we have stated income products available.
Absolutely! We offer products specifically for Start-Up companies. If you’ve been in business for less than two (2) years, you may still qualify for up to $75,000 in unsecured business capital.
There are two major reasons why our funding program is superior to a typical banks (1) Many lenders report business credit lines to the personal credit bureaus. This means that when you draw on the balance of the line, your personal credit can drop anywhere from 20-100 points overnight! (2) We have contacts with hundreds of lenders, each with unique lending trends, allowing us to optimize your financing mix so that you receive the most capital, with the lowest interest rate, as quickly as possible.
Yes, we accept co-signers. If you have someone with better credit who wishes to personally guarantee your business line of credit. Our experts will help you take the steps so that you are able to use them to acquire capital for your business.
Absolutely, a business credit card is one of the most common forms of unsecured business credit. While the format of the credit line causes most business owners from obtaining them, our trained professionals teach our clients how to draw on the lines efficiently, so that they may be used similar to a check-book line of credit, without paying outrageous cash advance fee’s. While credit cards are often stigmatized by the public by begin associated with bad-debt, our clients are coached on how to creatively utilize these cash sources to grow their businesses faster than their competition.
Have questions? Please call (703) 595-1002 or fill out the contact form below.